Stressed Asset Services

From detection to resolution—manage distressed portfolios with precision and speed.

End-to-End Workflow

Managing stressed assets requires more than just detection. You need a complete workflow—from early warning to final recovery.

Predictive models flag accounts showing early signs of stress. Get 6-12 months of lead time.

Automatically categorize accounts by risk level. Prioritize high-value, high-recovery-potential cases.

Tailored strategies for each segment. Restructuring, settlement offers, legal action—all data-driven.

Automated communication workflows. SMS, email, WhatsApp—multi-channel outreach with tracking.

Real-time dashboards showing recovery rates, resolution timelines, and team performance.

Reach borrowers via SMS, email, WhatsApp, and voice calls. Automated sequences with personalized messaging.

Assign cases to collectors. Track follow-ups, promises to pay, and resolution status in real-time.

Seamless payment links and QR codes. Make it easy for borrowers to settle or make partial payments.

Track collection efficiency, recovery rates, and agent performance. Export reports for compliance.

Not all stressed accounts are the same. Our platform recommends tailored strategies based on risk profile, borrower behavior, and portfolio context.

For accounts showing early signs: proactive outreach, payment plan adjustments, and financial counseling.

For accounts with temporary cash flow issues: loan restructuring, tenure extension, or EMI reduction.

For deeply stressed accounts: one-time settlement offers with optimized discount percentages.

For non-responsive accounts: automated legal notice generation and case tracking.

Reduce NPAs, improve recovery rates, and automate collections with Zyvotech.